If you have a disability that prevents you from working, you may qualify for Social Security Disability.  It can not only help you get the medical treatment you need, but it may cover some of your bills. Mississippi residents who receive notification of a denied claim might be able to reapply, depending on the reason for rejection. 

According to Disability Support Services, the application process for Social Security Disability is complex. There are several reasons for the denial, many of which you may overcome. 

Common reasons for SSD denial 

  1. Submitting a claim requires significant paperwork and filling out the forms can feel overwhelming. You must complete every form or risk receiving a denial notice. 
  2. SSD benefits are for individuals who cannot work as a result of a disability. Many people who apply for SSD work part-time during the application process. If your monthly earnings are more than allowed by the Social Security Administration, the perception is that you are not disabled enough to need benefits. 
  3. It is essential that you keep copies of prescriptions and log every phone call to the insurance company, specialists and physicians. Record the time and date of each doctor’s visit that relates to your disability. Take note of the person you discussed your condition with and summarize the conversation. One of the most common reasons for SSD denial is the lack of medical evidence. 
  4. You may receive an official request to have a specialist perform an exam during the approval process. Failure to comply typically results in benefit denial. 
  5. SSD is for individuals with permanent disabilities. If you can return to work within 12 months, you will likely not qualify for benefits. 

Appeal the denial 

Satisfying the SSA requirements for meeting attendance, applications and deadlines required by is challenging. An SSD denial does not mean you do not qualify. Obtaining credible assessments and going through the appeals process may change the decision.